A couple of months ago we all watched the news with amusement as reports of a virus in a city in China called Wuhan first surfaced. It was half a world away, and while it might be wreaking havoc there, we were safe. How wrong we were. The invisible (to the naked eye) virus has

We live in a world full of uncertainty. Millions have invested or paid into pension funds for years in order to secure their retirement years, only to lose some or all of it in stock market crashes or bankrupt pension funds. They were sure they would be provided for, then they weren’t. Cancer patients are